Buy Your Dream Home in the Philippines — From Anywhere
Free calculators and guides built by a former OFW, licensed real estate broker. Free tools for OFWs. No signup required. No sales pressure. Just guidance.
Why Trust Us
Built for OFWs, by a Former OFW
I understand the challenges of buying property from abroad. These free tools help you make informed decisions.
Currency Conversion Built-In
Enter your salary in AED, SGD, USD, or any OFW currency. See your buying power in Philippine Pesos instantly.
Accurate Pag-IBIG Rates
Updated 2025 Pag-IBIG interest rates and loan limits. Know exactly what you qualify for before applying.
No Signup Required
Use all tools free, instantly. No email capture, no registration walls. Just helpful calculators.
Licensed Real Estate Broker
PRC-licensed broker. Work with me only if you want to — the tools are free regardless.
Remote Buying Guidance
SPA templates, document checklists, and step-by-step guides for buying property while working abroad.
No Pushy Sales Tactics
I work for YOU — not developers, not your family. Honest advice, no pressure.
How It Works
Step 1: Check Your Affordability
Use the Affordability Calculator with your foreign salary. See how much house you can afford in Philippine Pesos.
Step 2: Compare Financing Options
See Pag-IBIG vs bank loan side-by-side. Understand interest rates, monthly payments, and total cost.
Step 3: Get Your Document Checklist
Generate a personalized list of documents you need based on your situation — employment type, country, loan type.
Step 4: Connect When Ready
When you're ready to buy, chat with me on Viber. No commitment until you say so.
Tools
Free Tools
Calculators and lookup tools to help you make informed decisions. No signup required.
Enter your foreign salary, see how much property you can afford in PHP.
Look up official zonal values for any property. Essential for computing taxes.
Calculate take-home amount after selling. Includes CGT, DST, and broker fees.
Learn More
Free Guides for OFWs
In-depth guides covering everything from financing to remote buying. Written for OFWs, by a former OFW.
Country-specific guide with SPA requirements, remittance options, and timezone tips for 10+ countries.
2025 rates, eligibility, application process, and tips for OFWs applying from abroad.
How to prepare your Special Power of Attorney — what to include, where to authenticate, common mistakes.
Step-by-step process for purchasing property remotely — from reservation to title transfer.
How to sell your Philippine property while working overseas. Covers taxes, SPA, and net proceeds.
FAQs
Frequently Asked Questions
Common questions from OFWs buying property in the Philippines.
Can I get a Pag-IBIG loan while working abroad?
Yes, through the Pag-IBIG Overseas Program. You need at least 24 monthly contributions to qualify for a housing loan. You can continue contributing while abroad.
Do I need to be in the Philippines to buy property?
No. You can execute a Special Power of Attorney (SPA) authorizing someone in the Philippines to sign documents on your behalf. I can guide you through the process.
How much down payment do I need?
For Pag-IBIG loans: 5% for properties under P2.5M, 10% for properties over P2.5M. Bank loans typically require 20% down payment.
What's the maximum Pag-IBIG housing loan?
P6,000,000 as of 2025. Your actual approved amount depends on your income and contribution history. Use our calculator to estimate.
Is it better to get Pag-IBIG or bank financing?
Pag-IBIG usually has lower interest rates (5.75% - 9.75%) but longer processing. Banks are faster but rates are higher (7.5% - 9.5%). Use our comparison tool to see which is better for your situation.
Are your tools really free?
Yes, 100% free. No signup, no hidden fees. I earn only if you choose to work with me as your broker — and that's entirely your choice.
Ready to See What You Can Afford?
Free calculators. No signup. Built for OFWs like you.