Free Tools
Free Calculators for OFW Property Buyers
No signup required. No hidden fees. Just helpful tools to guide your property buying journey.
Calculate
Property Calculators
Enter your salary in any currency. See how much house you can afford in PHP. Accounts for Pag-IBIG DTI limits.
Enter your target monthly payment and see what property you can afford. Shows amounts in your local currency.
Calculate your monthly payment with 2025 Pag-IBIG rates. See total interest and required income to qualify.
Compare
Comparison Tools
Side-by-side comparison of Pag-IBIG and bank financing. See monthly payments, total interest, and which is better for you.
Answer a few questions about your lifestyle and preferences. Get a personalized recommendation on property type.
Prepare
Document Tools
Get a personalized checklist of documents you need based on your employment type, country, loan type, and property type. Download as PDF.
Sell
Selling Tools
Look up official BIR zonal values for any property in the Philippines. Search by city, barangay, or street. Essential for computing taxes.
Calculate how much you'll actually take home after selling. Includes Capital Gains Tax (6%), Documentary Stamp Tax (1.5%), and broker fees.
Tools FAQs
Are these tools really free?
Yes, 100% free. No signup, no email required, no hidden fees. I built these tools to help OFWs make informed decisions. I earn only if you choose to work with me as your broker.
How accurate are the calculators?
The calculators use official 2025 Pag-IBIG rates and standard bank rates. Results are estimates — actual loan approval depends on your specific situation, income verification, and lender assessment.
Which calculator should I start with?
Start with the Affordability Calculator. It tells you how much property you can afford based on your salary. From there, use the Pag-IBIG vs Bank comparison to decide on financing.
Can I use these tools on my phone?
Yes, all tools are mobile-friendly. They work on any device with a web browser — iPhone, Android, tablet, or desktop.
Not Sure Where to Start?
The Affordability Calculator is the best first step. Find out how much house you can afford based on your foreign salary.