Net Proceeds Calculator
Find out how much you'll actually take home after selling your property in the Philippines. Includes all taxes and fees.
Don't know your zonal value? The BIR uses zonal value or selling price (whichever is higher) as your tax basis. Look up your property's zonal value →
Property Details
Leave blank if unknown. We'll use selling price.
Fees
Enter your selling price to see your estimated net proceeds
* Estimate only. Actual costs may vary by location and circumstances. Tax rates as of 2025. Capital Gains Tax and Documentary Stamp Tax rates are set by Philippine law.
How This Calculator Works
This calculator estimates your net proceeds after selling property in the Philippines. Here's what it accounts for:
- Capital Gains Tax (6%): Paid by the seller, based on selling price or zonal value (whichever is higher)
- Documentary Stamp Tax (1.5%): Traditionally paid by the seller, but can be negotiated
- Broker Commission (3-5%): If you're using a licensed broker to sell your property
- Mortgage Payoff: Any outstanding loan balance that must be settled from the sale
This calculator provides estimates only. Actual costs may vary based on location, property type, and specific circumstances.
Related Tools
- BIR Zonal Value Finder — Look up zonal values for any location in the Philippines
- Affordability Calculator — See how much property you can afford
- Pag-IBIG Calculator — Calculate monthly loan payments
- Document Checklist — Get your personalized document list
Related Guides
- How to Sell Property While Working Abroad — Complete guide for OFW sellers
- SPA Guide for OFW Property Transactions — Special Power of Attorney explained
Net Proceeds Calculator FAQs
What is Capital Gains Tax (CGT)?
Capital Gains Tax is 6% of the selling price or zonal value (whichever is higher). It's paid by the seller and must be settled within 30 days of the sale. This is a fixed rate set by Philippine law.
What is Documentary Stamp Tax (DST)?
Documentary Stamp Tax is 1.5% of the selling price or zonal value. While traditionally paid by the seller, it can be negotiated — some buyers agree to pay this as part of the deal.
What is zonal value?
Zonal value is the minimum property value assigned by the BIR for tax purposes, based on location. If your zonal value is higher than your selling price, taxes are computed based on the zonal value, not your actual selling price.
How much is the standard broker commission?
Standard broker commission in the Philippines is 3-5% of the selling price. This is negotiable and paid by the seller. If you sell directly without a broker, you save this cost but handle all marketing and paperwork yourself.
When are taxes due after selling?
Capital Gains Tax and Documentary Stamp Tax must be paid within 30 days from the date of sale (notarization of Deed of Absolute Sale). Late payment incurs penalties and interest. The BIR must be paid before the title can be transferred.
What if I have an outstanding mortgage?
Your mortgage must be fully paid before or during closing. Typically, the buyer's payment goes directly to the bank to settle the loan, and any remaining balance goes to you. If your mortgage exceeds the selling price, you'll need to pay the difference.
Thinking of Selling?
Get a free property valuation from a licensed broker who specializes in helping OFWs sell remotely.